Posts Tagged ‘rates’
The Federal Reserve’s impact on mortgage rates
Why this matters: Current uncertainty comes from a unique balancing act done by the Fed to both reign in consumer inflation and bring down high interest rates. For real estate agents and brokers, both concerns affect clientele. High mortgage ra...
Affordability for first-time homebuyers: Beyond rates and prices
We’ve all heard the refrain: it’s never been harder to buy your first home. The narrative almost always circles back to two usual suspects – mortgage rates and home prices. While rates and prices are undeniably visible and powerful l...
Lower mortgage rates extend housing momentum into fall (September market report)
Buyers and sellers remained unseasonably active, bouncing back after an August lull Key tak...
2026 Mortgage Rate Predictions: Will Rates Fall?
For mortgage shoppers and refinance-seeking homeowners alike, the lending climate in 2025 has proved challenging, with typical interest rates hovering between 6.25% and 7% – discouraging many from pulling the trigger on purchase and refi loa...
Rates, Loans & Customer Feedback
Pros and cons of Better Mortgage Better Mortgage pros: Digital platform with live rates and fast preapprovals One Day Mortgage program provides a loan commitment in 24 hours Offers loans for manufactured homes and self-employed bo...
The 20% solution: Personal savings rates and homeownership
Why this matters: Over the last few decades, personal savings nationwide diminished, only increasing during recessionary periods when consumer confidence fell. The lack of consistent savings leaves households ill-equipped for emergencies much l...
Fed Rate Cut Expectations Grow as Employment Softens and Mortgage Rates Fall
A combination of factors this week will have all eyes on the Federal Reserve’s meeting on Sept. 16–17 and whether any drop in interest rates will happen. First, inflation data was mixed. Although producer prices fell after a hefty uptick in...
Mortgage Rates Just Saw Their Biggest Drop in a Year
You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way. On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It ...
