Posts Tagged ‘rates’
Who Has The Lowest Refinance Rates?
Key Takeaways The lender you choose has a major impact on your rate, with top and bottom performers in our rankings separated by more than 3.5%. Your credit score, loan-to-value ratio, and debt-to-income ratio are the three biggest factors ...
Mobile Home Refinancing | Rates & Loans 2026
Key Takeaways Mobile home refinancing usually requires the home to be classified as real property on land you own with a HUD approved foundation. Homes built after June 15, 1976, are typically manufactured homes, and that date affects which...
Who Has The Lowest Mortgage Rates?
Who has the best mortgage rates in 2026? To help you find the lowest interest rates on a 30-year fixed home loan, we looked at average rates from major lenders using 2024 Home Mortgage Disclosure Act data. The numbers come from the Home Mor...
Mortgage Applications for Refinancing Drop 18% as Interest Rates Rise
Mortgage refinancing activity pulled back sharply this week, as higher interest rates put a damper on refi originations.The Mortgage Bankers Association's refinance index dropped 18% for the week ending May 22, compared to a week earlier. The g...
Mortgage Rates Just Jumped, but 2 Emerging Housing Trends Are Great News for Buyers
The Federal Reserve has a new chair, but mortgage rates moved in the wrong direction this week. Even so, a review of the spring housing market reveals genuine green shoots—and a clear lesson for sellers about what actually moves homes.Kevin W...
Low ARM rates fuel unacceptable mortgage risks
Why this matters: A decade of rising fixed rate mortgage (FRM) rates with no present sign of meaningful decline has reduced the amount of mortgage funding attainable by homebuyers. For tenants intent on homeownership, it became paramount to con...
California’s shifting residential vacancy rates tell a story
Both rental and homeowner vacancies held steady in 2025 as the California population ominously slipped and jobs flattened heralding recession conditions.California’s average rental vacancy rate stayed at 4.8% in 2025, less than the historic...
Lower Rates and Rising Listings Arrive at Crucial Point for Spring Buyers
The housing market is finally showing signs of the seasonal vitality we’ve been waiting for. After a stubborn climb through much of March, mortgage rates pivoted in April, dipping to 6.23% this week, which marks the lowest level in five weeks...
