Posts Tagged ‘mortgage’
2026 Mortgage Rate Predictions: Will Rates Fall?
For mortgage shoppers and refinance-seeking homeowners alike, the lending climate in 2025 has proved challenging, with typical interest rates hovering between 6.25% and 7% – discouraging many from pulling the trigger on purchase and refi loa...
Will a Government Shutdown Delay My Mortgage Closing?
You’ve done everything right: found the home, locked your rate, and circled your closing date on the calendar. Then the government shutdown. It’s natural to wonder, will this derail your mortgage closing? The short answer is most hom...
Mortgage leaders stress forward thinking
Mortgage execs advise lenders to embrace technology or risk falling behind Lenders were urged to embrace technology and adapt to a changing mortgage market at HousingWire‘s 2025 Mortgage Banking Summit. Experts warn that failing to evolve...
DOJ Indicts NY AG Letitia James In Mortgage Fraud Probe
A federal grand jury has indicted New York State Attorney General Letitia James on mortgage fraud allegations, as President Donald Trump’s administration has escalated its pursuit of a political adversary.James was indicted on charges of bank...
Annual assessment increase for DFPI mortgage licensees
Why this matters: Declining DFPI licensee numbers, and the fees they charge, means the remaining individuals need to pick up the slack — with their wallets. DFPI licensees conducting mortgage-related activity will need to earmark $15,000 in t...
Mortgage Rate History | Chart & Trends Over Time 2025
Trends in historical mortgage rates After years of rising home prices and elevated mortgage rates, 2025 is finally bringing relief for buyers. Mortgage rates have dropped noticeably in recent months, aided by the Federal Reserve’s Se...
Fed Rate Cut Expectations Grow as Employment Softens and Mortgage Rates Fall
A combination of factors this week will have all eyes on the Federal Reserve’s meeting on Sept. 16–17 and whether any drop in interest rates will happen. First, inflation data was mixed. Although producer prices fell after a hefty uptick in...
Down payment download: Mind your mortgage
Here is the third post in our new study series — Down payment download — detailing the monthly mortgage costs and benefits a persistent buyer achieves when prepared and shopping smart for sensible mortgage financing. This series is designe...
