Posts Tagged ‘mortgage’
Mortgage interest rate smarts | firsttuesday Journal
https://journal.firsttuesday.us/wp-content/uploads/Audio_Mortgage_interest_rate_smarts.mp3Why this article is important: How do mortgage loan originators (MLOs) determine the interest rate to offer mortgage applicants? This article examines t...
18 Indicted for Alleged Mortgage, Deed Fraud Scheme
Eighteen people have been indicted in Manhattan in relation to alleged deed theft and mortgage fraud, Manhattan District Attorney Alvin Bragg announced Thursday. The alleged scheme involved stealing the deed to a Manhattan brownstone through i...
Who Has The Lowest Mortgage Rates?
Who has the best mortgage rates in 2026? To help you find the lowest interest rates on a 30-year fixed home loan, we looked at average rates from major lenders using 2024 Home Mortgage Disclosure Act data. The numbers come from the Home Mor...
Mortgage Applications for Refinancing Drop 18% as Interest Rates Rise
Mortgage refinancing activity pulled back sharply this week, as higher interest rates put a damper on refi originations.The Mortgage Bankers Association's refinance index dropped 18% for the week ending May 22, compared to a week earlier. The g...
Mortgage Rates Just Jumped, but 2 Emerging Housing Trends Are Great News for Buyers
The Federal Reserve has a new chair, but mortgage rates moved in the wrong direction this week. Even so, a review of the spring housing market reveals genuine green shoots—and a clear lesson for sellers about what actually moves homes.Kevin W...
What Is Private Mortgage Insurance (PMI)?
Key Takeaways: PMI is required on conventional loans with less than 20% down. It adds to your monthly costs but can be removed once you reach 20% equity. You can avoid PMI with a larger down payment, VA loan, or piggyback loan. If youâ€...
Low ARM rates fuel unacceptable mortgage risks
Why this matters: A decade of rising fixed rate mortgage (FRM) rates with no present sign of meaningful decline has reduced the amount of mortgage funding attainable by homebuyers. For tenants intent on homeownership, it became paramount to con...
Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.
You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate. Here’s the thing. He’s not wr...
