Posts Tagged ‘mortgage’
The Federal Reserve’s impact on mortgage rates
Why this matters: Current uncertainty comes from a unique balancing act done by the Fed to both reign in consumer inflation and bring down high interest rates. For real estate agents and brokers, both concerns affect clientele. High mortgage ra...
May a homeowner in a Chapter 13 bankruptcy plan cram down the principal balance on a short-term second mortgage encumbering their primary residence and include rent from a rent-a-room tenant as income to support the new mortgage payments?
Facts: The owner of their principal residence encumbered by a short term second mortgage and a rent-a-room tenant paying rent under a leasing agreement files a petition for Chapter 13 bankruptcy protection. The property value is insufficient to...
9 top places to buy mortgage leads in 2025
Mortgage origination in 2025 is all about balance between automation and personal connection, speed and long-term strategy. While referrals and repeat clients remain core drivers, buying mortgage leads and investing in lead generation have...
Lower mortgage rates extend housing momentum into fall (September market report)
Buyers and sellers remained unseasonably active, bouncing back after an August lull Key tak...
2026 Mortgage Rate Predictions: Will Rates Fall?
For mortgage shoppers and refinance-seeking homeowners alike, the lending climate in 2025 has proved challenging, with typical interest rates hovering between 6.25% and 7% – discouraging many from pulling the trigger on purchase and refi loa...
Will a Government Shutdown Delay My Mortgage Closing?
You’ve done everything right: found the home, locked your rate, and circled your closing date on the calendar. Then the government shutdown. It’s natural to wonder, will this derail your mortgage closing? The short answer is most hom...
Mortgage leaders stress forward thinking
Mortgage execs advise lenders to embrace technology or risk falling behind Lenders were urged to embrace technology and adapt to a changing mortgage market at HousingWire‘s 2025 Mortgage Banking Summit. Experts warn that failing to evolve...
DOJ Indicts NY AG Letitia James In Mortgage Fraud Probe
A federal grand jury has indicted New York State Attorney General Letitia James on mortgage fraud allegations, as President Donald Trump’s administration has escalated its pursuit of a political adversary.James was indicted on charges of bank...
