Posts Tagged ‘mortgage’
Radian shuts down mortgage conduit after divestiture process
Iyer said the company is working with customers to support a “smooth and thoughtful conclusion” to the wind-down.The move follows Radian’s September 2025 disclosure that it planned to divest its “all other business” segment, includ...
Mortgage delinquencies lead to foreclosures
https://journal.firsttuesday.us/wp-content/uploads/AUDIO-Mortgage_delinquencies_lead_to_foreclosures.mp3Why this article is important: In 2026, mortgage delinquencies are on the rise, especially in lower-income areas of California. As we look...
Home Loans for Nurses | Mortgage Programs 2025
Key Takeaways Nurses have access to specialized loan programs, but standard mortgage options often provide better long-term savings. Some nurse home loans offer help with down payments and closing costs. Home-buying programs and grants f...
Mortgage forbearance for homeowners affected by 2025 wildfires
Why this article is important: Homeowners are still recovering from the LA-area wildfires of January 2025 and will be rebuilding for years to come. Under a new law, they are now assured access to mortgage forbearance programs.Wildfire forbearan...
Tomo Mortgage Lender Review for 2025: Rates and Loan Options
Pros and cons of Tomo Mortgage Pros of Tomo Mortgage No lender origination, processing, or underwriting fees. Competitive mortgage rates and APRs. Fully digital application, underwriting, and closing process. Fast home loan pre...
New law clarifies homeowner foreclosure protections provided by mortgage servicers
Why this article matters: Stay up to date on all the latest legislation influencing the real estate and mortgage industry.Recall the Homeowner Bill of RightsThe California Homeowner Bill of Rights (HBOR) was signed into law in 2012 at the tai...
The Federal Reserve’s impact on mortgage rates
Why this matters: Current uncertainty comes from a unique balancing act done by the Fed to both reign in consumer inflation and bring down high interest rates. For real estate agents and brokers, both concerns affect clientele. High mortgage ra...
May a homeowner in a Chapter 13 bankruptcy plan cram down the principal balance on a short-term second mortgage encumbering their primary residence and include rent from a rent-a-room tenant as income to support the new mortgage payments?
Facts: The owner of their principal residence encumbered by a short term second mortgage and a rent-a-room tenant paying rent under a leasing agreement files a petition for Chapter 13 bankruptcy protection. The property value is insufficient to...
