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Key Takeaways
A 401(k) loan borrows money from your retirement savings account
Home equity lines of credit gives borrowers access to funds using the equity built in their property
Your best option will depend on repayment terms, interest...
Key Takeaways
VA loans offer eligible service members and veterans a powerful path to homeownership with no down payment and no mortgage insurance.
VA loans typically come with lower interest rates and more flexible qualifying standards.
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Buying a new home before you’ve sold your current one can feel like a financial juggling act. You’ve found your dream home, but your current house is still on the market. What do you do? Enter the bridge loan — a financial tool that...
Pacific Investment Management Company and the Witkoff firm have defaulted on a loan of more than $400 million tied to a luxury apartment complex in Santa Monica. The delinquent loan is connected to The Park Santa Monica, a 249-unit residential...
Key Takeaways
Qualified first-time home buyers can get up to $150,000 in down payment or closing cost assistance
Applicants will be picked through a lottery system
Registration re-opens 'early' 2026
California Dreamin’
Californi...
Pros and cons of Tomo Mortgage
Pros of Tomo Mortgage
No lender origination, processing, or underwriting fees.
Competitive mortgage rates and APRs.
Fully digital application, underwriting, and closing process.
Fast home loan pre...
FHA loan limits rise by nearly $17K
Federal Housing Administration loan limits increased for 2026. The new baseline limit — which applies to most single-family homes — is now $541,288. That’s an jump of about $17,000 over last year’...
Conventional loan limit grows over $26K for 2026
Every year, usually around Thanksgiving, the Federal Housing Finance Agency (FHFA) adjusts the conforming mortgage limits based on the annual home price growth.
The limits change to refle...
Key Takeaways
You can get a loan on a home you own outright by using your home’s equity as collateral.
Most lenders let you borrow up to 80% of your home’s value.
Homeowner loans, like home equity loans, HELOCs, and cash-out refinanc...
Pros and Cons of Agave Home Loans
Pros of Agave Home Loans:
Licensed in more than 13 states
Operates as both a broker and a lender for more loan options
Fully digital application and closing process
Offers refinancing, purchase...