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Use this firsttuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a list of all our FARM letter templates, visit our FARM Letter page.
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https://journal.firsttuesday.us/wp-content/uploads/Audio_Mortgage_interest_rate_smarts.mp3Why this article is important: How do mortgage loan originators (MLOs) determine the interest rate to offer mortgage applicants? This article examines t...
https://journal.firsttuesday.us/wp-content/uploads/ElevenLabs_LH_Rent-to-buy_alternatives….mp3Why this article is important: Tenants, driven by FOMO and lack of cost comparison for renting versus owning the same or similar property, conside...
Why this article is important: Compliance doesn’t prevent all consumer complaints, but it goes a long way toward happier customers and borrowers — and better business for compliant MLOs.Mortgage complaintsDuring 2025, the Consumer Financial...
Use this firsttuesday FARM Letter in your marketing. To request a FARM letter topic, or to see a list of all our FARM letter templates, visit our FARM Letter page.
Download the Personalization Instructions
Download the PDF Template
Download ...
Why this matters: Available local data informs brokers and agents looking to better serve their clients and represent themselves as experts in their community. Slow to rise or fallSacramento County encompasses California’s capital and cities ...
Why this matters: Learn when to enter into a buyer representation agreement with a buyer-client and distinguish between representing individual and entity clients and the forms and retainer periods used for each. Follow along with an audio read...
Why this matters: Informed real estate agents and brokers know jobs ultimately determine selling prices as households only pay as much for housing as their savings, income and credit score qualify them to pay.Employment plateaus California’s ...
Why this episode matters: Placing real estate signs on private or public property without permission is a misdemeanor public nuisance in California, making the broker liable f...
California’s housing market for 2026 is gradually entering a more consistent but slowing economic phase on exiting with ripples of the chaotic pandemic-era real estate market. However, it is important to note Los Angeles’s housing market ...